Online Apply for Home Loan IDBI Bank

Online Apply for Home Loan IDBI Bank

 

IDBI Bank Home Loan provides easiest EMI Options anybody can apply for home loan who is matching with the criteria of IDBI Bank home loan.

IDBI Bank gives Home loan with 30 years of tenure, if anybody want to buy a home but he don’t have much amount then they are on right place.

 

How to Apply for Home Loan In IDBI Bank

  • First of all Download Home Loan Application form and fill this.
  • After that visit your nearest IDBI Bank Branch.
  • You can also contact your IDBI Bank Home Loan Officer in your City.
  • That’s it you have completed your task now bank will verify your application and according to your application bank will approve you Home Loan Amount.

 

IDBI Bank Home Loan advantages

 

  • IDBI Bank provides assistance in property search and due-diligence of property for acquisition.
  • Pre-Approved loan before property selection
  • Extensive Range of Home Loan Products viz .Home Loan, Home Loan Interest Saver, Home Loan -Top up, Home Loan – takeover facility, Home Improvement Loan, Home Extension Loan, Home Loan – Booking Finance, Loan on second Charge/Pari-passu charge and Home Loan-Refinance Facility.
  • IDBI Bank provides customized home loan for needed people
  • Easiest EMI Options
  • Loan apply from anywhere in India.
  • Online Applications facilities.

 

IDBI Bank Home Loan

 

Be prepared with the documents for Home Loan.

 

Parameters Salaried Self-Employed (Businessmen) Self-Employed (Professional)
Age Proof (Any one document) School Leaving Certificate Same Same
Passport
Driving Licence
Voter ID Card
Birth Certificate by local Authority
LIC Policy or Certificate issued by the gram panchayat talati or an authorized person
Identity Proof Photograph and any one of the following Same Same
Passport
Driving Licence
Pan Card
Photo Credit Card (with embossed signature) and last 2 month statement
Employee ID Card (Salaried)
Banker Sign Verification
Voter ID Card
Adhaar Card
Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank
confirmation letter from employer/other bank (Subject to satisfaction of the bank)
Address Proof Passport Same Same
Latest Electricity or telephone bill (Accepted if issued by government or reputed company
title deed of the property
latest house lease agreement duly stamped
Driving Licence
Adhaar Card
Voter ID Card
Photo Credit Card (with 2 month statement)
Latest copy of LIC Insurance policy or premium receipt.
Bank account statement or passbook
employer letter certifying current mailing address
Employee ID Card (Salaried)
Signature proof Pan Card
Passport
Banker Verification
Photo ID Credit Card
Self sign Cheque
Income Proof Last one year form 16/IT returns for last 2 years supported by appointment letter/ employed certificate Copy of last 3 years income tax returns of the applicant along with computation of income duly attested by charted accountant Same
Salary Slip for the last months / Salary Certificate copy of last 3 years balance sheet and profit and loss account of the firm duly attested by a charted accountant along with the all schedules
Company profile
Banking History Last 6 Month Bank statement. Bank statement for the last 1 year for the saving account and current account Bank statement for the last 1 year for the saving account and current account
 – running cc limit/OD limit statement for last 6 months running cc limit/OD limit statement for last 6 months
Business Proof Copy of either shop & Established licence / VAT Registration or any other mandotary licence registration Same
Other Mandatory Documents Educational qualification Certificate Self declartion proprietorship (if Applicable) Practice Certifcate
processing fee cheque Partnership Deed Salary Certificate (in Case of doctors having salaried income
loan application form duly filled-in along with photographs. MOA, AOA, Certificate of registration business commencement certificate (if Applicable). educational qualification certificate
letter of authority to borrow / board resolution to borrow (if Applicable) Copy of advance tax paid/ self assessment tax paid Challan
 – Copy of tax Deduction certificate / form 16 A (if Applicable) details of contract (if Applicable)
 – Brief business profile on the letter head of the firm by the applicant ( state how large is the client in his business in the city, location, infrastructure area in Sqft of the business premises, customer segmentation, brand sold, average margins, expansion plans,feature prospectus etc. Copy of Tax Deduction Certificate form 16A ( if Applicable)
 – processing fee cheque Copy of the Partnership deed (if Applicable)
 – educational qualification certificate Brief business profile on the letter head of the firm by the applicant ( state how large is the client in his business in the city, location, infrastructure area in Sqft of the business premises, customer segmentation, brand sold, average margins, expansion plans,feature prospectus etc.
 – loan application form duly filled-in along with photographs processing fee cheque
 – educational qualification certificate
 – loan application form duly filled-in along with photographs

 

All documents mentioned above have to be self-attested by the customer as true copy. All the documents have to be verified with original and certified as verified with original by the bank official. in addition to the above, all legal and technical documents pertaining to the property which is proposed to mortgages with the bank are also to be submitted. the list of these documents may be obtained from the RAC. the above is only indicated list and the bank services the right to ask for further documents, if required.

 

 

Leave a Reply

Your email address will not be published. Required fields are marked *